i don't see why ptptn loans must be abolished. (okay, just because i didn't apply for it i don't feel the impact)
but i asked someone
"what does it makes you first apply for ptptn?"
she said " cause if i didn't apply, and if i use my parents money, they will not have enough for the month"
"okayy. then why do you said that when returning back the money and it becomes so scary like ptptn staffs are almost equal to loan sharks then? i don't understand"
she said,"because when we give back during the first few months it's okay but when it comes to almost finishing giving back they become very scary (or 'aggressive').
" but why at the back it is almost aggressive? how they can be when you're paying back very diligently? why? is it they drag the time?"
she said, "uh..yeah..like got some maybe the forgot to pay back or give back after a short time"
"there. that's why they acted like that la. they pay halfway and suddenly they don't pay. any people who lends money and suddenly you don't pay they will definitely treat you like how a loan shark treat a person."
that's why i said, not only ptptn is like that. try taking loan off from banks. and there goes your house.
am i right then? is it not common sense?
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