dad's advice must be taken and keep. lol
thank you papa for not letting me apply ptptn loan. i was insisting it last 3 years ago with reasons to lessen the burden on my dad's expenses on us and he scolded me for suggesting it and said "no you no need to apply loan. i can pay it for you."
now, i am reallyyyyyy glad that he said that now seeing all the fuss in applying and paying back to ptptn.
the truth now is that i'm listening to my roommates discussion on the loan after they had got back from a talk on how to pay back with 'faedah's' and 'percentage' and due date and limit months... i seriously do not understand one bit.
sorry loh i'm such ignorant person that i don't bother to know how to apply loan.
i rather not.
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